
Excess mortality modeling based on past pandemics and anticipation of future potential outbreaks

This article explores the past, present, and future mortality due to COVID in the United States, showing how mortality has changed for both the general population and the life insurance industry.

Life and health insurers have had to think about how to incorporate COVID-19 into medical underwriting, and benefit and product design.

Five ways Medicaid MCOs can prepare for the end of the COVID-19 public health emergency

We estimate the financial impact of the federal requirement for employers and individual insurance plans to cover self-administered and self-read COVID-19 tests.
The U.S. Departments of Labor, Health and Human Services, and the Treasury jointly released frequently asked questions clarifying the legal status of issues related to COVID-19 vaccine premium incentives, cost sharing for preventive services, coverage eligibility, and how vaccine discounts and surcharges impact employer mandate affordability.
Milliman recently developed a survey about the impact of COVID-19 on stakeholders in the health insurance industry.
The COVID-19 Advanced Population Shift model is a tool to help understand the interconnected nature of economic changes and health insurance coverage and to project the effects on the U.S. health insurance markets.
Milliman used data from Mexico’s Ministry of Health to analyze the increase in the mortality rate produced by COVID-19 by gender, age, and the presence of comorbidities.


Insurers need to understand the potential implications of an ongoing COVID-19 pandemic and consider appropriate changes in product, assumptions and capital.

The Society of Actuaries Research Institute retained Milliman, Inc. to conduct a survey on the impact of COVID-19 on long-term care insurance mortality, voluntary lapse, and morbidity experience.

This article outlines the decisions made by insurers and reinsurers in response to the pandemic, how these decisions have worked out and what risks remain.

Forced to work from home, many employees have found that they enjoy their home offices and are saving money on gas, parking, and mass transit costs.
The dynamic dashboard in this article allows users to assess the impact the pandemic has had on the housing market at the state level across various metrics.
The introduction of COVID-19 has had an almost immediate influence on insurance yet it may take a long time to fully realize the effects.
COVID-19 is changing our work environment, and the impacts not only affect our working environment on the job, but also the normal course of existing workers’ compensation claims.
COVID-19 mandates will require companies with self-insured or high-deductible programs to take a new look at their operations, which may vastly reshape their risk profiles at least for the time being.


This paper explores some potential effects of the pandemic on mortality trends and discusses considerations for accounting disclosures, funding valuations, and de-risking activities.

Building portfolios for retirees that generate healthy returns, while protecting against extended downturns and extreme volatility, is one of the hardest tasks in finance.

Throughout the year, Milliman conducts regular surveys focused on benefits topics that employers find meaningful and strategically informative.

This alert covers on a high level the potential impact of a bill introduced Feb. 24 in Congress on multiemployer pension plans if the bill were to become law.
One way these institutions are responding to financial challenges caused by the pandemic is to rethink their staffing models and reduce faculty and staff costs.
Multinational companies should start fundamentally reviewing their global benefits strategies now to meet the future needs of their business and their employees.
Governments, private employers and employees worldwide will face shortfalls in the provisions for retirement savings as the economic impact of COVID-19 continues to deepen.
What are some executive compensation issues that should be examined during these turbulent times?