We consider the dynamic and hybrid loss-ratio methods to be the most robust when reserving for reinsurers' mortgage exposures.

We give some guidance on housing affordability and home prices, considering the potential long-term impacts of recent supply and demand dynamics.

The U.S. residential real estate market likely has not fully accounted for the financial costs of flooding, with few homeowners having flood insurance. 

Since 2018, Milliman has been tracking the Private Mortgage Insurer (PMI) New Insurance Written (NIW) landscape and Insurance In Force (IIF) performance to keep our finger on the pulse of the market.

Want to know the state by state effect of the pandemic on the housing market? Metrics and commentary analyze the relationship between COVID-19 and impact.

In the wake of the 2008 global financial crisis, many risk managers were caught flat-footed with representations and warranties exposure, also commonly known as repurchase exposure.

The latest monthly estimate of the lifetime default risk of U.S.-backed mortgages.

Student loans now account for 10.7% of overall household debt, though a decade ago they accounted for less than 5%.