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Walking on eggshells? Looking at the Past, Present and Future of Employer Group Waiver Plans

By Greg Sgrosso, Jennifer Carioto, Luis Maldonado Irizarry, Todd Wanta
11 October 2023

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Employer Group Waiver Plans (EGWPs) have consistently provided millions of retirees stable medical and prescription drug coverage, but upcoming changes threaten that stability. Changes stemming from the Inflation Reduction Act will affect how employers offer coverage. After walking through a brief history in time, we provide a snapshot of the current market and navigate the future impacts of the IRA from an employer perspective.

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