FLOOD INSURANCE

Deep water

Complex and unpredictable, flood hazards have typically been insured only by state or federal agencies and a select few private companies. Today, advanced modeling and data innovation are enabling the emergence of more options for those at risk.

Reducing risk

A growing challenge

As climate change increases flood risk, market response becomes ever more urgent. Combining property insurance ratemaking, advanced underwriting technologies, and pricing and profitability analysis, today’s flood insurance market is advancing toward a brighter future.

Video

Flood warning: working to provide better coverage

Re-examining one of the least-insured perils

Podcast

Critical Point Episode 17: The future of flood insurance

Listen
PRODUCTS

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Premium comparison platform
Premium comparison platform

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Milliman PinPoint delivers relevant geographic rating insights to your system at the point of decision through a simple API.

Pension administration and communication
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Appleseed

Milliman Appleseed is an advisory organization licensed to submit loss costs, rating factors, and risk scores with state insurance regulators across the U.S.

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Market Baskets

Market Baskets are portfolios of hypothetical risks with realistic distributions of characteristics used for property and flood insurance pricing.

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Bungalow

Milliman Bungalow is a private flood insurance plan that includes advisory loss costs, risk classification rating factors, and rating rules.

SERVICES

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Complex risk assessment

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Flood insurance

Predictive analytics solutions

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