Under CMS guidance issued in 2018, Medicare Advantage (MA) plans now have more flexibility to offer a wider variety of benefits, expanding the types of benefits that can be provided to all enrollees as well as allowing plans to offer different cost-sharing or additional benefits to specific subsets of enrollees. In spring 2019, CMS further expanded this flexibility by allowing MA plans to offer special supplemental benefits for the chronically ill (SSBCI). For this issue brief, Milliman reviewed MA plans utilizing the recent benefit flexibility, having had a full year to make strategic decisions.
This report was commissioned by Better Medicare Alliance, Inc.
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Review of Contract Year 2020 Medicare Advantage supplemental healthcare benefit offerings
In the past two years, CMS has expanded the types and flexibility of supplemental benefits Medicare Advantage organizations (MAOs) can offer enrollees. This issue brief discusses the implications of actions taken by plans in response.