Pandemic risk on long-term care insurance reserves

Given the frailty of and care required for the long-term care (LTC) population, COVID-19 will affect the LTC industry, though the directional impact is not certain. This article examines COVID-19 implications on current LTC populations, short-term (2020) and long-term (beyond 2020) projection assumptions, and the effects on the LTC industry as a whole.