Justin S. Ingraham
CPC, QPA, QKA, PCM
Senior DC Compliance Consultant
Eden Prairie, MN, US
Justin Ingraham is a senior DC compliance consultant with Milliman’s Employee Benefits Administration and Consulting Practice. He joined the firm in 2004.
Experience
Justin joined the retirement services industry in 2004. His background includes marketing and sales, as well as finance. Justin is currently responsible for nondiscrimination testing, allocations, administration, government reporting, and consulting for numerous plans.
Professional Designations
- Certified Pension Consultant (CPC), American Society of Pension Professionals and Actuaries, (ASPPA)
- Qualified Pension Administrator (QPA), ASPPA
- Qualified 401(k) Administrator (QKA), ASPPA
- Professional Certified Marketer, American Marketing Association, (AMA)
Education
- BA, Marketing Management, University of St. Thomas
Affiliations
- Member, ASPPA
- Member, American Benefits Council
- Member, American Marketing Association
Publications
Read their latest work
Article
Qualified retirement plan limits: The testing timing and correction within
12 November 2025 - by Justin S. Ingraham
We detail the IRS limits for qualified retirement plans, discuss testing and timing of those thresholds, and share thoughts on correcting plan limit failures.
Article
Six methods plan sponsors can use to help reduce or eliminate nondiscrimination testing refunds
03 January 2023 - by Justin S. Ingraham
If plan sponsors implement one or a combination of the six methods, then their goal of reducing or eliminating nondiscrimination testing refunds can likely be achieved.