
Cash balance plans combine the features of a traditional pension plan with the look and feel of a 401(k) plan. They also provide tax-deferred contributions beyond 401(k) limits, tiered benefits, a fixed interest rate, minimal sponsor risk, creditor protection, and a clear benefit structure.
Milliman designs cash balance plans tailored to your ownership structure, financial situation, and retirement timeline. Services include:

Take advantage of higher retirement benefits and targeted designs than are possible with a defined benefit/cash balance approach.
Leverage age and compensation profiles of owners and staff for sizeable deductible contributions.
Get guidance through every step of the life of the plan, from initial design to ongoing services to distribution of plan benefits.
Deal directly with actuaries, not salespeople.
Design qualified pension plans that are beyond the reach of creditors. If you choose an annuity payout, benefits are guaranteed for your lifetime.
Choose any investment product you wish.
Ask the tough questions. We’re ready for them.