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SOLVENCY II

Managing modern regulations

The European Union Solvency II Directive is broad in intent and deep in implication. Insurers worldwide have pursued meaningful change to their operations to meet this modern regulatory standard. The reverberations are only beginning to be felt.

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Beyond regulation

Change and progress

Solvency II affects every aspect of the modern insurance business: pricing, underwriting, assessment, risk management, asset management, internal and external reporting, and more.

What’s more, it demands more advanced modeling and analytics approaches that require transformation of the actuarial function. Several years in, significant changes are still being made. Success depends on the agility of your response to new requirements and new realities.

Resource

Solvency II Review – Impact assessment curves

As part of the Solvency II review, the European Commission has proposed changes to the methodology for constructing risk-free interest rate curves, and changes to the interest rate shock curves. You can find recent quarterly curves under the proposed methodology here.

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BRIEFING NOTE SERIES

The Solvency II Review

A selection of briefing notes designed to help you navigate the latest amendments and explore the most significant areas of the Solvency II review.

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Milliman Solvency II insight

Report

Shareholder value reporting in Europe: Solvency- and IFRS-based metrics

After half-year disclosures, we offer a brief update on the emerging 2026 experience in the European insurance market.

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BRIEFING NOTE

Impact SII Review: Amendments to QRT reporting

We outline various effects of the Solvency II Review on QRT reporting and clarify the expected impact on the 2026 QRT submission.

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Life

Analysing 2025 SFCRs of life insurers in Europe and the UK

Our analysis covering Europe and the United Kingdom dives into solvency and financial condition reports for year-end 2025, including key financial information from the quantitative reporting templates.

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Life

Analysing 2025 SFCRs of life insurers in the Netherlands

In this briefing note, we analyse the SFCRs of the seven largest life entities of Dutch insurers selected based on their total assets year-end 2025, as well as the life insurance market as a whole.

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Products

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Solvency II compliance
Solvency II compliance

Milliman STAR Solutions

Comply with Solvency II regulations using a suite of specialized analytics, modeling, and reporting tools.

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Solvency II compliance
Solvency II compliance

Solvency II Compliance Assessment Tool

Stay Solvency II compliant with our cloud-based tool, simplifying the latest regulations into straightforward self-assessments while tracking your compliance progress.

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Financial modeling and industrialization
Financial modeling & industrialization

Integrate

Automate and accelerate actuarial modeling and reporting with a powerful, cloud-based solution.

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