Accurate risk pricing can lead to more resilient communities.
We used data from Medicare, Medicaid, and commercial insurance to measure how wildfire-related air pollutants impact disease rates and healthcare utilization.
This report, prepared for the California Fire Chiefs Association, contains the results of Milliman’s meetings and interviews with industry subject-matter experts. It also includes a detailed plan for Phase 3.
Increasingly, large and destructive wildfires are devastating WUI communities and destabilizing homeowners insurance markets.

On February 12, 2024, a webinar was held on how California’s investment on wildfire mitigation, statewide alignment, and how the insurance industry works together to align in a common goal of preparing communities for wildfire.
We estimate insurance industry losses following the Palisades and Eaton fires, insurance coverage and regulatory considerations, and the impact of extreme climate events on the insurance industry.
We discuss nine takeaways regarding the current state of the California homeowners insurance market and implications of the Los Angeles wildfires.
Experts from the insurance, fire service, catastrophe modeling and actuarial professions have come together to propose a solution: the WUI Data Commons.
On the podcast “All Things Wildfire,” Milliman principal Nancy Watkins sheds light on the complex aspects of safeguarding properties and offers actionable insights.
With homeowner policy payouts rising in California due to wildfires and other disasters, we review the impacts of the state's prohibition against including reinsurance costs in rate filings.