With the 2027 Affordable Care Act out-of-pocket maximum limits released, we recommend some action steps for group health plan sponsors.

Insurers looking to obtain state approvals for excepted benefits products with wellness benefits face wide variation in regulation across states.

The U.S. insurance regulatory environment is complex and difficult to navigate, even for experienced professionals.

The U.S. insurance regulatory environment is complex and difficult to navigate, even for experienced professionals.

We estimate the financial impact of the federal requirement for employers and individual insurance plans to cover self-administered and self-read COVID-19 tests.

Because insurance regulation moves slowly and innovation moves fast, a more flexible framework is needed for insurers to rapidly bring innovative products and services to market.

Changing consumer preferences and technology are driving much of the need for innovation and, as the emergence of COVID-19 has shown, the most vulnerable parts of an industrial sector can be quickly be brought down by an unexpected event.

For insurers, innovation is a key factor to increasing market share and improving customer retention.