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Insurance Solutions

Reserving

Safeguarding solvency

Reserves are fundamental to the insurance industry. Facing complex risks and evolving best practices, insurers, rating agencies, and regulators choose Milliman for reserve evaluations. Our independence and actuarial knowledge drive meaningful insights about liabilities. Our advanced modeling and software tools improve predictions and help reduce risk. And our breadth of experience means we can meet your unique needs.

Overview

Milliman reserving solutions

RESERVING SOLUTIONS

Powerful analytical solutions that work the way you do

Property and casualty actuaries now have the tools they need to really understand their business. The result is a more efficient analysis process and a deeper understanding of the underlying insurance exposure, for more informed business decisions.

Regulatory compliance

Our compliance experts guide you through ever-changing laws and guidelines about reserving. With deep expertise in today’s complex, principles-based regulations, we can help you maximize available capital while meeting solvency requirements.

Insight

Milliman reserving insight

White paper

AG 55: Alternative run examples

NAIC’s Actuarial Guideline 55: We examine alternative run examples and considerations that could affect insurers with reinsurance agreements.

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white paper

Prepayment risk in a VM-22 world: Structural dynamics, scenario behavior, and portfolio implications for life insurers

We consider an insurer's $1 billion investment portfolio to show how the mechanics of prepayment behavior manifest under Virtual Manual (VM)-22.

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Article

Five-year trends in the U.S. life insurance industry

How the market for traditional and universal life products evolved between 2019 and 2024—and potential growth opportunities ahead

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Article

Milliman VM-22/GOES readiness survey

2025 survey: Insurers remain uncertain on implementation of regulatory reforms for GOES and VM-22 principle-based reserving for non-variable annuities.

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Related products

Milliman reserving products

Financial modeling and industrialization
Financial modeling & industrialization

Integrate

Automate and accelerate actuarial modeling and reporting with a powerful, cloud-based solution.

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Litigation cost analytics
Litigation cost analytics

Datalytics-Defense

Detect patterns in attorney billing practices using powerful algorithms, helping manage costs and improve claims defense.

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Related services

Milliman reserving services

We’re here to help

Ask the tough questions. We’re ready for them.