Chad Karls, editor of the Medical Liability Monitor's 23rd Annual Rate Survey issue, discusses the current state of the medical professional liability (MPL) insurance market. The MPL market is still calm, continuing the trend of reduced claim frequency that has been seen over the last decade, with no clear explanation for the decrease. However, some fundamental changes could be on the horizon. Small trends, recent patient safety initiatives, and reform ideas could lead to radical changes in the future. A close monitoring of trends is critical for continued financial success in the industry.

This article was first published in Medical Liability Monitor.