Insight
Capital generation and return metrics in Europe
Despite its ease of calculation, capital generation and return—measured as a change in eligible own funds—may not be the most useful metric.
One of the most important ways plan sponsors can lower healthcare costs without significantly changing their benefits is to look for opportunities to improve their pharmacy benefit manager (PBM) contract. This paper explores a few important PBM contract strategies that can be used to reduce costs and quickly evaluate if a current or new PBM contract is effectively managed.
Insight
Despite its ease of calculation, capital generation and return—measured as a change in eligible own funds—may not be the most useful metric.