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White paper

The continued evolution of CMS’s mandatory models: The Ambulatory Specialty Model (ASM)

We detail characteristics and impact of the Ambulatory Specialty Model, a framework proposed by the Centers for Medicare and Medicaid Services.

Article

Geocoding for insurance: Why location matters in risk pricing

We examine how geocoding processes that include multiple levels of spatial resolution can lead to more accurate quantification and pricing of risk.

White paper

2025 U.S. Group Disability Market Survey: Summary report

Participating insurers reported in-force premium of $19.9 billion in 2024, up 4.7% from a year earlier.


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Health

Health makes up 18% of our GDP and 100% 
of our lives.

No issue is more complex. 
Or more personal.

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Insurance

Because the world is underinsured.

The insurance industry of tomorrow will look nothing 
like today.

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Retirement & benefits

No one wants to go back to work at 75.

As visions of retirement 
have changed, so have retirement plans.

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Risk

The most dangerous risks to your business are those you can’t see.

Nobody understands risk better than we do

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Milliman Social Impact Report

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