Navigate today’s most pressing health industry challenges with a leading global expert by your side.
ACO utilization & cost evaluation
Healthcare cost modeling
Preventive digital health
Insurance risk assessment
Medicare plan selection solution
Healthcare risk adjustment
Meet growing needs for innovative insurance solutions while increasing operational health and improving compliance.
Property & casualty advisory services
Modern flood insurance program
Investment, advisory & trading services
Financial modeling & industrialization
Geographic rating insights
Premium comparison platform
Retirement & Benefits
Deliver on the promises of the past and create smart solutions for the future.
Pension administration & communication
Retirement benefits administration platform
Compensations & benefits
Benefit plan evaluation
Health & welfare benefits administration platform
Manage complex risks using data-driven insights, advanced approaches, and deep industry experience.
Auto policy underwriting
Software performance enhancement
Mortgage platform for investments & reinsurance
Solvency II reporting & compliance
This is a place where your ideas and insights make an impact. Where an independent, entrepreneurial spirit is an advantage. And where diversity of thought and experience makes us who we are.
Data-driven insight. Deep expertise. Transformative innovation. Since 1947, Milliman has delivered intelligent solutions to improve health and financial security.
Nate Sandrowicz is a consulting actuary with the Tampa office of Milliman. He joined the firm in 2008.
Nate’s primary area of concentration is in the supplemental health insurance market, specifically with accident products. He has extensive experience with this product line, having consulted with some of the largest carriers that offer various forms of an accident product. He has assisted clients with product development, pricing, valuation, contract and application development, underwriting design, competitive analysis, market review, rate filings, and in-force maintenance. He has presented at industry meetings and continues to perform research in this evolving industry.
In addition to his accident experience, Nate also has extensive experience with other products in the supplemental health insurance market, including products commonly offered through the workplace as well as blanket and travel markets. He has actively supported clients on an assortment of supplemental health products, including critical illness, hospital indemnity, cancer, limited benefit medical, Medicare supplement, dental, vision, group term life and short-term medical.
He is a frequent designer of in-force projections used in valuing blocks of business for mergers and acquisitions and/or reinsurance purposes.