Navigate today’s most pressing health industry challenges with a leading global expert by your side.
Discover intelligent digital solutions to help improve outcomes, manage costs, and solve the toughest healthcare challenges.
Meet growing needs for innovative insurance solutions while increasing operational health and improving compliance.
Financial modeling & industrialization
Insurance risk assessment
Retirement & Benefits
Deliver on the promises of the past and create smart solutions for the future.
Compensations & benefits
Benefit plan evaluation
Manage complex risks using data-driven insights, advanced approaches, and deep industry experience.
Risk technology plays a major role
Auto policy underwriting
Software performance enhancement
Mortgage platform for investments & reinsurance
Solvency II reporting & compliance
This is a place where your ideas and insights make an impact. Where an independent, entrepreneurial spirit is an advantage. And where diversity of thought and experience makes us who we are.
Data-driven insight. Deep expertise. Transformative innovation. Since 1947, Milliman has delivered intelligent solutions to improve health and financial security.
The long-term care insurance market has had its share of challenges, but stability and profitability are possible with the right expertise. With more LTC specialists than any other consulting firm, Milliman offers an unmatched knowledge and the most comprehensive data to help you succeed.
Based on data from more than $50 billion in claims, Milliman’s Long-Term Care Guidelines provide a flexible, yet consistent basis for anticipating future claims, evaluating past performance, and understanding the interplay of coverages.
Milliman can help you establish sound and effective risk management systems for monitoring the performance of your LTC insurance portfolio, based on claims experience, underwriting, demographic mix, distribution, persistency, and investment income.
Unlike other consultancies that may be public companies or linked to brokerage or accounting firms, we work with a variety of LTC administrative vendors, reinsurers, and marketers. That gives you the benefit of perspective into different approaches, experiences, and strategies.
We give you access to industry-leading software solutions that are used by some of the world’s largest insurers. We can also adapt and build tools specific to your needs.
Milliman is the leading actuarial firm for insurance companies, private equity firms, sales agencies, and other parties in LTC merger and acquisition transactions. We quantify financial and identify non-financial risks and are key contributors to the structuring of transactions in economically efficient ways.
Developing policies is just the beginning. We provide analysis on operational aspects of your existing or planned LTC program, including policy administration, underwriting, claims payment, and claims management standards and processes.
Orphan blocks of LTC policies can create a range of business risks. What are your options for managing them, and how can outsourcing help?
Learn how predictive analytics can add insights to your financial projections when combined with traditional methods.
Recent sweeping changes to the U.S. tax code will have significant impacts on long-term care insurance and other long-tailed health businesses. Read our analysis of the situation.
This report presents the results of our sixth triennial long-term care insurance valuation survey.
How does spousal contagion influence long-term care needs?
The second of a series of articles exploring actuarial considerations related to…
As an LTC benefit reduction option, coinsurance could allow for maximum coverage…
An industry survey of assumptions and methodologies in the individual long-term…
Milliman completed a survey on premium rate increases for the long-term care (…
We review current projects in long-term care (LTC), such as LTC development in…
The onset of COVID-19 and attempts to control its spread, have introduced…
An update on important work we are doing with respect to long-term care.
LTC brief: The number of individuals with long-term care insurance slightly…
Milliman Focus: An update on important work we’re doing with respect to…
The long-term care (LTC) insurance industry has shown significant interest in…
This paper provides guidance for insurers on how to prepare clean, efficient…
One strong step in making long-term care (LTC) an acceptable, insurable risk for…
This article explores in detail two methods of developing reduced benefit…
Is it possible that an involuntary, partial social program could be established…
This article discusses modeling and the information that companies can glean…
This article examines COVID-19 implications on current LTC populations, short-…
This report explores key risks and considerations for product innovation using…
What are the advantages and disadvantages of long-term care policy buyouts from…
Automate and accelerate actuarial modelling and reporting with a powerful, cloud-based solution.
IntelliScript combines industry-leading data and analysis to provide insurers the knowledge, tools, and insight to confidently assess risk.
We’re here to help you break through complex challenges and achieve next-level success.