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Ratemaking, pricing, and product development

Ratemaking and product development requires a unique understanding of the product being evaluated, the data that should be considered, and the current marketplace for the product. Our breadth of experience and expertise allows us to analyze a range of key issues, including rate adequacy and overall rate level, the ways in which insured risks are structured, overall classification plans, the possibility for unique pricing considerations (reinsurance, catastrophe provisions), and profitability by business segment.