Collection of information and security
Like many companies, we monitor the use of this website by collecting aggregate information. No personally identifiable data are collected in this process. Typically, we collect information about the number of visitors to the website, to each webpage and the originating domain name of the visitor's Internet Service Provider. This information is used to improve the usability, performance and effectiveness of the website.
How we collect aggregate information
In some instances, Milliman may collect aggregate data through cookies. A "cookie" is a text-only string of information that we send to the cookie file of the browser on your computer's hard disk using our web server. They are used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the website.
This website may use both strictly necessary cookies and performance cookies. Strictly necessary cookies enable you to move from page to page within the website and to use its features. These cookies are deleted when you close your browser. Performance cookies allow us to collect information, including the number of visitors to the website; where they have come to the website from; and the length of time they have spent on the website.
The majority of web browsers accept cookies and similar files, but you can usually change the browser settings to prevent this. However, if you do so, some functionality of this website may be lost.
If you are required to register in order to use a feature of this website or to complete an online application form (e.g., to obtain email updates or online publications), we will collect personally identifiable information about you, such as your name, email address, country of residence, and other information which you voluntarily submit. This information is used to deliver website features, and to contact you about Milliman products or services requested by you or that we think may be of interest to you. If you use a client log-in to access the website, certain criteria such as your user information, transactional data, session surveillance, device fingerprint, IP information, and pattern recognition may be collected and used by us for authentication purposes. Personal information may also be disclosed to subcontractors, for example, for maintenance purposes or as further described below.
We store your personal data on a secure server that is password protected and shielded from the outside world by a firewall. We have in place security policies that are intended to ensure, as far as possible, the security and integrity of all our information, including your personal information.
Data processing and storage
If we obtain any personal information about you, we may share it within Milliman or with any of our worldwide affiliates or subsidiaries for purposes of data processing or storage, or to provide a requested service.
Authorized third-party agents
We also may share your personal information with authorized third-party agents or contractors that perform services for Milliman. For example, if we need to ship something to you, we must share your name and address with a shipping company.
Legal requirements and illegal activities
Notice and choice for onward transfer
We will ask you for your opt-in consent to share your personal information with a third party for any other reason.
Our websites do not target and are not intended to attract children under the age of 13. We do not knowingly collect information from or about children.
Access and corrections
If we have personally identifiable information about you, you may review it and instruct that it be corrected, updated, or deleted, by contacting us via email. It is not technologically possible to change or delete each and every instance of the information we hold on you from our systems, and data may remain in non-erasable forms. We may retain data for a period in our backup systems. We may also retain some information for longer periods as required by law, contract, or auditing requirements.
We may, from time to time, contact you by email with information about our products or services. If you do not wish to receive such emails you can easily opt out by sending us an email.
Our website may provide links to other third-party websites that are outside our control and not covered by this policy. We encourage you to review the privacy policies posted on these (and all) sites.
Information Received from the European Union or European Economic Area
Milliman’s accountability for personal information that it receives under the Privacy Shield and subsequently transfers to a third party is described in the Privacy Shield Principles. In particular, Milliman remains responsible and liable under the Privacy Shield Principles if third parties engaged by Milliman process the personal information in a manner inconsistent with the Principles, unless Milliman proves that it is not responsible for the event giving rise to the damage.
As further explained in the "How Can You Contact Us?" section below, we encourage you to contact us should you have a Privacy Shield-related (or general privacy-related) complaint.
Information Received from Switzerland
How to contact us
This website is provided by Milliman, Inc. You may contact Milliman by sending us an email. References to "Milliman," "we," "us," and "our" are references to Milliman, Inc. and its affiliates.