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Objectivity matters. Today, more than ever.

Independent for over 70 years, Milliman delivers market-leading services and solutions to clients worldwide. With no agenda, other than getting it right.

Through a team of professionals ranging from actuaries to clinicians, technology specialists to plan administrators, we offer unparalleled expertise in employee benefits, investment consulting, healthcare, life insurance and financial services, and property and casualty insurance.

News

  • 19 February 2019 — Captive Review
    The 2018 Captive Review Power 50
  • 14 September 2018 — Wall Street Journal
    Florence flood threat heightened by underinsured homeowners
See All News

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Long-term care consulting

We offer unmatched depth and breadth of knowledge in long-term care.

CHOMP

Expanding access to quality healthcare for a California community.

Global retirement

Helping clients understand and navigate retirement risk

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insight

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Featured Topics

  1. Analytics and modeling
  2. Enterprise risk management
  3. Healthcare costs
  4. Affordable Care Act research
  5. Life insurance

Recent stories

  • Pension Funding Index December 2019
  • Reevaluating your D&O coverage
  • Hedge Cost Index November 2019
  • 2020 Quick Reference Card
Critical Point podcast

A Milliman podcast covering topics in health, benefits, and more

insightMilliman insight

All insightHealthcareEmployee Benefits and InvestmentInsuranceRisk Management and Financial Services
Could private flood insurance be cheaper than the NFIP?
Could private flood insurance be cheaper than the NFIP?
Milliman retail cost of risk
Milliman retail cost of risk
InsurTech: Innovation in the P&C insurance space
InsurTech: Innovation in the P&C insurance space

  • The application of fundamental valuation principles to property/casualty insurance companies

    By Wayne E. Blackburn, Derek A. Jones, Joy A. Schwartzman | 04 December 2019

    This paper explores the concepts underlying the valuation of an insurance company in the context of how other (noninsurance) companies are valued.

  • Reevaluating your DO coverage

    By Joy A. Schwartzman | 04 December 2019

    As corporate officers reevaluate their current directors and officers coverage, it is important to thoroughly understand the type of coverage purchased and to quantify a board’s potential risk or “claim severity.”

  • Reshaping insurance to solve California’s wildfire insurance availability issue

    By Sheri Lee Scott | 03 December 2019

    With the peril of California wildfires growing, what's ahead for the insurance industry?

  • 2019 Annual Survey of the U.S. Individual Disability Income Insurance Market

    By Robert W. Beal, Tasha S. Khan | 26 November 2019

    This report presents the results of Milliman’s 2018 Annual Survey of the U.S. Individual Disability Income Insurance Market.

  • Is your spouse contagious?

    By Allen J. Schmitz, Ali Yeager, Jeremy Hamilton | 22 November 2019

    How does spousal contagion influence long-term care needs?

  • US GAAP Targeted Improvements Disability Income Insurance

    By François Dauphin, William C. Hines, Daniel D. Skwire | 13 November 2019

    This paper illustrates the potential impacts of Accounting Standards Updates 2018-12, Targeted Improvements for Long-Duration Contracts, relative to current US GAAP accounting with respect to products with long claim periods such as individual disability insurance and highlights some practical implementation challenges.

  • Mortgage Default Index, 2019 Q2

    By Jonathan B. Glowacki, Judith-Anne Lesko | 30 October 2019

    Quarterly publication will evaluate default risk of U.S. mortgages delivered to Freddie Mac, Fannie Mae, and Ginnie Mae.

  • Wildfire catastrophe models could spark the changes California needs

    By Eric J. Xu, Cody Webb, David D. Evans | 28 October 2019

    Wildfire risk has become a key focus of California property insurers.

  • U.S. private flood insurance: The journey to build a new market

    By Nancy P. Watkins, David D. Evans | 23 September 2019

    This article provides an overview of the trends in the U.S. private flood market.

  • Titletech? How insurtechs can change title insurance

    By Anne C. Kallfisch, Dana S. Ryan | 20 September 2019

    Insurtech presents unique opportunities for new and established insurers in the title space to innovate and gain market share.

See More Articles

  • 16 September 2019

    Climate gentrification and the role of flood insurance

    The visibility of climate’s impact on property hazard is increasingly leading individuals and their chosen leaders to ask: how might an increase in hazard affect the desirability of living in various communities, and how do we manage the socioeconomic impacts?

  • 03 September 2019

    Critical Point Episode 17: The future of flood insurance

    This episode of Critical Point discusses the future of flood insurance and what protecting a home from flood might look like a few decades from now.

  • 30 August 2019

    Three rising trends in D&O insurance

    Due to the growing instability of directors and officers coverage, insurers have their eyes on three rising risks: increased securities action lawsuits, heightened awareness to social issues, and growing cyber risks and data protection laws.

  • 29 August 2019

    Milliman Fulfillment Ratio Index, August 2019

    The Milliman Fulfillment Ratio Index covers Hong Kong life insurance companies representing a significant market share as measured by in-force premiums.

  • 23 August 2019

    P&C industry data shows deteriorating trends for general liability

    The U.S. property and casualty insurance industry as a whole has experienced significant deterioration in loss ratios for general liability in calendar years 2015 to 2018.

  • 21 August 2019

    Translating cyber threats: How to communicate cyber risk in the boardroom

    There is a significant need in the market to transform cyber assessments, information technology metrics, and information security into the common language of risk management.

  • 20 August 2019

    Combination products: An accelerated education

    Combination products provide valuable, and often substantial, health insurance coverage in the framework of a life insurance or annuity policy.

  • 02 August 2019

    Reserving quandaries for the sharing economy

    With the rise of vacation rentals and the risks they pose, insurance for hosts is an opportunity insurance companies should be looking into.

Insurance

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See all topics
  1. Healthcare
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  5. Healthcare reform reading list: From the ACA archives
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  11. Provider
  12. Employee Benefits and Investment
  13. Defined benefit plans
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  15. Investment
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  17. Analytics and modeling
  18. Catastrophe risk and insurance-linked securities
  19. Insurtech
  20. Life insurance
  21. Long-term care insurance
  22. Medical professional liability
  23. Property and casualty insurance
  24. Risk management
  25. Solvency II
  26. Telematics
  27. Risk Management and Financial Services
  28. Enterprise risk management
  • Periodicals

    • P&C Perspectives

  • Featured videos

    • Benefits of the cloud - thumb (2)Benefits of running in the cloud(5:59)
    • MG-ALFA Moving forward - ThumbnailMG-ALFA: Moving forward through the years(5:59)
    • Liability exposure - ThumbnailThe evolving landscape of liability exposure(5:26)
    See all video
  • The Business of Risk

    • US GAAP Targeted Improvements & Disability Income InsuranceDec 04, 2019
    • Overview of EIOPA’s 2020 Solvency II review consultationNov 29, 2019
    • Can the financial services industry help address Ireland’s homelessness crisis?Nov 19, 2019
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About Milliman


Our Company

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For more than seven decades, Milliman has combined technical expertise with business acumen to create elegant solutions for our clients. 

Today, we are helping companies take on some of the world's most critical and complex issues, including retirement funding and healthcare financing, risk management and regulatory compliance, data analytics and business transformation.


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