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Objectivity matters. Today, more than ever.

Independent for over 70 years, Milliman delivers market-leading services and solutions to clients worldwide. With no agenda, other than getting it right.

Through a team of professionals ranging from actuaries to clinicians, technology specialists to plan administrators, we offer unparalleled expertise in employee benefits, investment consulting, healthcare, life insurance and financial services, and property and casualty insurance.

News

  • 19 February 2019 — Captive Review
    The 2018 Captive Review Power 50
  • 14 September 2018 — Wall Street Journal
    Florence flood threat heightened by underinsured homeowners
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We offer unmatched depth and breadth of knowledge in long-term care.

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Expanding access to quality healthcare for a California community.

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Helping clients understand and navigate retirement risk

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Recent stories

  • See the forest for the trees
  • Remaining a vibrant domicile
  • Milliman FRM Market Commentary: December 2019
  • Monthly Benefit News and Developments, December 2019
Critical Point podcast

A Milliman podcast covering topics in health, benefits, and more

insightMilliman insight

  • 2019 Milliman Medical Index

    By Christopher S. Girod, Susan K. Hart, David M. Liner, Thomas D. Snook, Scott A. Weltz  |  25 July 2019

    In 2019, the cost of healthcare for a hypothetical American family of four covered by an average employer-sponsored preferred provider organization (PPO) plan is $28,386.

  • 2018 Milliman Medical Index

    By Christopher S. Girod, Susan K. Hart, Scott A. Weltz  |  21 May 2018

    Healthcare costs for the typical American family of four rose to over $28,000 in 2018.

  • 2017 Milliman Medical Index

    By Christopher S. Girod, Susan K. Hart, Scott A. Weltz  |  16 May 2017

    In 2017, the cost of healthcare for a typical American family of four covered by an average employer-sponsored preferred provider organization plan is $26,944, according to the Milliman Medical Index.

  • 2016 Milliman Medical Index

    By Christopher S. Girod, Scott A. Weltz, Susan K. Hart  |  24 May 2016

    Healthcare costs for the typical American family of four rose to over $25,000 in 2016 according to the Milliman Medical Index.

  • 2015 Milliman Medical Index

    By Christopher S. Girod, Scott A. Weltz, Susan K. Hart  |  19 May 2015

    According to the Milliman Medical Index, the cost of healthcare in 2015 for a typical American family of four covered by an average employer-sponsored preferred provider organization is $24,671.

  • 2014 Milliman Medical Index

    By Christopher S. Girod, Lorraine W. Mayne, Scott A. Weltz, Susan K. Hart  |  20 May 2014

    Health care costs continue to rise, but the rate of increase is dropping. 

  • 2013 Milliman Medical Index

    By Christopher S. Girod, Lorraine W. Mayne, Scott A. Weltz  |  22 May 2013

    Healthcare costs for American families top $22,000 in 2013.

  • 2012 Milliman Medical Index

    By Christopher S. Girod, Lorraine W. Mayne, Scott A. Weltz  |  15 May 2012

    Average healthcare costs for American families exceed $20,000 for the first time.

  • 2011 Milliman Medical Index

    By Christopher S. Girod, Lorraine W. Mayne, Scott A. Weltz  |  11 May 2011

    Healthcare costs continue to increase with a family of four paying 7.3% more than in 2010. Costs have doubled in less than nine years.

  • 2010 Milliman Medical Index

    By Jeremy Engdahl-Johnson, Lorraine W. Mayne  |  01 May 2010

    Total medical costs continued to increase this year, with the average family of four paying 7.8% more for healthcare.

  • 2009 Milliman Medical Index

    01 May 2009

    The total 2009 medical cost for a typical American family of four is $16,771, a 7.4% increase from 2008.

  • 2008 Milliman Medical Index

    01 May 2008

    The average annual medical cost of a typical American family of four increased by 7.6% from 2007, the lowest rate of increase in the past five years.

  • 2007 Milliman Medical Index

    01 May 2007

    The total 2007 medical cost for a typical American family of four is $14,500.

  • 2006 Milliman Medical Index

    01 May 2006

    The total 2006 medical cost for a typical American family of four is $13,382.

  • 2005 Milliman Medical Index

    01 May 2005

    Milliman’s first annual study of the total annual medical costs for a “Typical American Family of Four.” The average annual medical cost in 2005 is $12,214.

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Featured topics

    1. Analytics and modeling
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  1. Healthcare
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  5. Healthcare reform reading list: From the ACA archives
  6. Long-term care insurance
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  24. Risk management
  25. Solvency II
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  28. Enterprise risk management
  • Featured videos

    • Benefits of the cloud - thumb (2)Benefits of running in the cloud(5:59)
    • MG-ALFA Moving forward - ThumbnailMG-ALFA: Moving forward through the years(5:59)
    • Medicaid - ThumbnailUnderstanding healthcare costs: Medicaid(4:44)
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About Milliman


Our Company

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For more than seven decades, Milliman has combined technical expertise with business acumen to create elegant solutions for our clients. 

Today, we are helping companies take on some of the world's most critical and complex issues, including retirement funding and healthcare financing, risk management and regulatory compliance, data analytics and business transformation.


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