Milliman VALUES: 2018 GLWB industry utilization study

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By Zhen Hui Trinh, Eileen S. Burns, Matthias Kullowatz, Jenny Jin, Ben Johnson, Vincent Haupt, Vincent Embser | 27 November 2018

The 2018 Milliman VALUES GLWB lapse and utilization studies included three million policyholders from eight large VA writers, representing roughly $350 billion of account value and covering a range of GLWB product designs as well as demographic attributes.

Our experience spanned 2007 through 2017.


Employee Benefits and Investment