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Sheri Lee Scott, FCAS, MAAA

Principal, Consulting Actuary
San Francisco, CA, US

Tel: +1 415 3943745

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Professional Designations

  • Fellow, Casualty Actuarial Society
  • Member, American Academy of Actuaries


  • BSc, Statistics, University of Western Ontario, Canada

Current Responsibility

Sheri is a principal and consulting actuary with the Property and Casualty practice in Milliman's San Francisco office. She joined the firm in 2009.


Sheri's areas of expertise include:

  • Personal lines ratemaking and product development including predictive modeling, developing class plans, and pricing hurricane, earthquake, wildfire and other catastrophe perils
  • Introducing predictive modeling and tiering into workers' compensation and other non-personal lines products
  • Lender placed insurance and other non-traditional insurance ratemaking
  • Incorporating reinsurance costs into rates
  • Pricing and designing reinsurance programs, as well as developing risk management and underwriting guidelines
  • Developing new insurance programs including the rating, underwriting, policy administration processes, and marketing strategies
  • Reviewing and preparing personal and commercial lines rate filings to be submitted to regulators
  • Personal lines and commercial lines reserving for insurers and captives

In developing rates and class plans, Sheri has experience building and applying generalized linear models and non-linear models, using consumer credit information, pricing property lines using a type-of-loss or by-peril analysis, and creating territory definitions.

Sheri has helped several U.S. and non-U.S. insurance companies launch new products using the above ratemaking advancements, and amend existing products to improve profitability. She also has experience automating underwriting and policy administration processes for insurance companies, which is especially useful when assisting clients to develop and roll out product changes.

Prior to joining Milliman, Sheri was SVP of Balboa Insurance Group and a consultant at Aon Risk Services in New York City.


  • Member of the CAS Ratemaking and Product Management Seminar Committee
  • Work at Milliman

    • “I was offered a chance to come in, shake things up, create something."
    Work at Milliman